HOLIDAY CLOSURES
2025 CLOSURES
Martin Luther King Day: Monday, January 20th
Good Friday: Friday, Apr. 18th
Memorial Day: Monday, May 26th
Independence Day Friday, July 4th
Labor Day: Monday, Sept. 1st
Thanksgiving: Thursday Nov. 27th and Friday Nov. 28th
Christmas: Wednesday, December 24th and Thursday Dec. 25th
New Year’s: Wednesday, December 31st & Thursday, January 1st, 2026
We also reserve the right to close on extreme weather days including Level 2 or Level 3 Snow Emergencies.
NOTES
All payments that are submitted after 4:30 pm EST weekdays, weekends, holidays, or on any other day that we are scheduled to be closed, may be applied to your account the next business day. Late fees and/or additional interest (if applicable) may be added to your loan if the day your payment is able to be APPLIED, is after the due date or grace period stated in your contract and on your payment coupons.
If your remit day is on any day that we are scheduled to be closed, and that day falls on the final day of your grace period, late fees will still apply.
The above conditions apply REGARDLESS of method of payment. Therefore, please mail your payments at least 7 business days in advance of their due date to ensure timely arrival.
HAVE QUESTIONS ABOUT YOUR LOAN?
Please contact Phoenix Financial Solutions directly with questions about your payments or car loan. The dealership cannot answer any questions about your contract nor can they accept any payments.